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Sherry Holman
Sherry Holman
First Colorado Land Office
Salida, CO 81201

719-239-1895
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Sherry Holman
First Colorado Land Office

7385 W. Highway 50
Salida, CO 81201
Phone: 719-239-1895
Email: sherry@firstcolorado.com

Testimonials

When we decided to sell our property in Colorado from our home in Tennessee, finding an agent with the ability to market out property to a wide area was our main goal. We also felt finding an agent with honesty and integrity was integral in an out-of-state sell. Immediately, Sherry made us feel at ease with her knowledge of the area and how she would market our property. We decided to enter into an agreement with Sherry, and we were not disappointed! She kept out best interest at heart and advised us on what was best in our situation. Our property sold so much quicker than we ever anticipated! If we ever decide to look for property in Colorado in the future, we will definitely call on Sherry. Brad and Karen Miller
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